Time To Act

The question

The question most people ask is whether there is a right time to act, but the answer is more like it's already made up in your mind. They fall into one of these trains of thought: (i) 'Right, I should have acted long before today,' (ii) 'I'm still thinking,' or (iii) 'Perhaps today is the right time!'

In reality, any time is the right time; there is no ideal time, just early or late. Given the circumstances surrounding investment and retirement planning, 'not taking action' perhaps isn't the best option.

"Don't look for the needle in the haystack. Just buy the haystack!" โ€” John Bogleย