Considerations

Considerations for your decision-making

How do you decide if you can afford to invest and how much to invest (or not to invest)? Here are some guides.

☑ I have extra cash that is lying idle in savings

☑ I have EPF that I can make use of for investing in unit trust funds

☑ I am wanting to diversify and access more funds

☑ I am dissatisfied with how my current funds are managed

☑ I want to see my investments grow faster 

☑ I am interested to know about portfolio-based unit trust schemes work

☑ I know my present savings are yielding less than the rate at which inflation is eroding its value

☑ I am looking to start a passive income stream from my investments 

☑ I want to properly plan for retirement

☑ I beh tahan inflation and just want to get ahead of it

☑ I want to align my investments with my ethical or sustainable values

☑ I want to align my investment with my risk appetite

☑ I read about 'time the market' but do not know what that means

☑ I have a preference to place my investments with professional fund managers who will manage them 

☑ I am definitely 'in' for plans that are approved by the authorities and passes my due diligence checks

☑ I simply don't feel like wanting to be left behind when comes to money optimisation (!)

What follows next (from above) is education and awareness to unlock the obstacles and impediments listed!

"Investing in unit trusts is a long-term strategy, so it's important to be patient and consistent with your contributions." - Dave Ramsey